If you're self-employed and applying for a mortgage in the UK, your lender will likely ask for your SA302  and Tax Year Overview...

As a UK landlord, staying ahead of legislative changes is essential to keeping your property portfolio profitable—and compliant. One...

As we step into 2025, the UK mortgage landscape continues to evolve, shaped by economic shifts, regulatory changes, and emerging trends...

As we approach the end of 2024, many homeowners and prospective buyers are asking the same question: Will mortgage rates go down in 2025?...

Investing in buy-to-let properties through a limited company has become increasingly popular among UK landlords. With potential tax...

Securing a mortgage as a limited company director can feel overwhelming. With income structures like salary, dividends, and retained...

Being self-employed in the UK has many perks: flexibility, independence, and the potential for unlimited earning power. However, when it...

How Do Changes in Legislation Affect Buy-to-Let Landlords in the UK? The buy-to-let (BTL) market has long been a popular investment...

As we step into 2025, the buy-to-let (BTL) market continues to evolve. With changes in taxation, regulations, and mortgage rates, many...

If you're a UK homeowner wondering whether now is the right time to remortgage, you're not alone. At Model Financial Solutions, we...

When you're buying a property or remortgaging, one of the most common questions we hear at Model Financial Solutions is: "How long does a...

As we step into 2025, the push for energy-efficient homes is stronger than ever. Retrofit  has become a key focus for homeowners, driven...

In today’s dynamic financial landscape, traditional income patterns are becoming a thing of the past. As a mortgage advisor with...

As Rome burns, the Bank of England fiddles   This past week in the world of macroeconomics has been a whirlwind of mixed signals that...

Inflation, uncertainty and mortgage rate reductions. Positivity all round and long may it last with England in the final this weekend

The Bank of England (BoE) kept Bank Rate at 5.25% following the latest meeting of the Monetary Policy Committee (MPC) in February. Bank...

Buying a first home is an exciting yet terrifying time. There are many common mistakes first-time buyers can make, and whilst some can be...

First-Time-Buyers (FTBs) face many external challenges when trying to get on the housing ladder. House prices, mortgage rates and...

In a recent survey,* 41% of respondents agreed with the statement, ‘I cannot afford to live in the area I want or need to live in.’ Are...

Some 715,000 mortgage holders on tracker rates have seen payments rise by an average of £588 a year following the latest Bank of England...